Create Your College Funding Plan

Plan Smart, Save Big on College.

The Problem

Hey parents, paying for college can be an expensive, daunting, stressful endeavor, with no signs of getting better!

And it’s easy to spend beyond your means then end up with a pile of debt or other financial woes.

Don’t overpay for college. Create a better plan and protect your family’s financial futures.

Work with College Money Smart…

Why Work With Us

Make your family’s college journey more affordable and less stressful.

  • Take the guesswork out of your college planning
  • Build a better list of schools to consider
  • Explore more possibilities for your family
  • Make more informed financial decisions


Maximize your college buying power.


Find the right fit school for your student and your finances.


Save money and time in planning and saving for college.

college money smart work with us

About Us

Paying for college is the second largest consumer purchase (after home buying) for most families. But parents and students are mostly left in the dark about how to manage their college buying and how to protect themselves financially throughout the process.

Too many families are overpaying and overspending on college costs

There is a better way…

Work with College Money Smart to Boost your College Funding Success!

College is expensive...

  • Paying for college today can be an expensive, daunting, and stressful endeavor.
  • Published college prices are astronomically high.
  • What schools think you can pay and what you really can pay, are two very different numbers
  • Student and parent loans are costly and take years to repay.

Our Plans

We offer several plans to meet your needs. Find the right plan for you!

College Financial Essentials

Give yourself the gift of more time.

Get a jumpstart on a more affordable college future.

  • Understand the college pricing landscape
  • How to manage family college money conversations
  • Savings goals and strategies for today and into college years
  • Detailed cost projections for sample schools
  • Student preparation overview
  • 1 planning meeting
  • 1 follow-up meeting

This plan is ideal for families with kids in elementary school through 9th grade, or if you just want a second opinion on your current planning.

Fee: $450

Financially Fit for College

 Spend smarter on your family’s college journey.

This is a comprehensive college funding plan to help you maximize your college buying power and find the right fit school for your student and your finances.

  • Calculate Expected Family Contribution (EFC)
  • Calculate family college budget – cash flow and savings
  • Build a better list of schools to consider and compare schools side-by-side
  • Estimate Need-based and Merit-based Aid
  • Determine true out-of-pocket costs for schools on your list
  • Understand student loan costs and repayment schedules, before taking them out

Ideal for families with high school sophomores and juniors

Fee: $1,200

Financial Aid Awards Review

Know the real bottom line before saying ‘yes’ to any school.

Compare financial aid for up to four schools

  • Summary of four-year net costs
  • Proposed need based and merit-based awards
  • Borrowing analysis
  • Repayment schedule
  • Estimated take-home pay
  • Total repayment costs
  • Identify any potential remaining Funding Gap

Ideal for families with students who have been accepted to schools and received financial aid offers

Fee: $375

It's time for a better way to manage your college planning... the College Money Smart way.

Take control of your college funding planning today.

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